Simply put, there are too many variables. Are you purchasing your first property? Is it a single family residence or is it a condo? Is it a second home, or perhaps an investment property? What type of credit history do you have? Does it make sense for you to pay points or no points? Each aspect represents a different piece of the puzzle, and all of the pieces are needed to give you the best rate. It does not help you if I give you one set of generic rates, as they may be too high or too low.
For further explaination, please see these articles from my blog.
Please contact me and I will be happy to learn about your situation in order to give you the best rate possible.
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